The fintech foundry — where AI meets money

Agenticstablecoin rails for global money in motion.

Talino.ai fuses compliant stablecoin rails with agentic intelligence — so banks, fintechs, and the AI agents they trust can move value across borders with zero friction and zero regulatory drag. The same mission as Talino Ventures, now delivered where AI × money intersect.

talino>
agent-settlement.mcp — talino.ai live
# an agent settles a cross-border payout in real time
POST /v1/payments   Authorization: Bearer <agent_key>
{
  "rail": "talino.dual",        // bank ↔ stablecoin
  "amount": 12500.00, "from": "USD", "to": "PHP",
  "beneficiary": "rural_bank:0142",
  "compliance": { "msb": "auto", "genius_act": "attested" }
}
→ settled in 1.8s · fee 0.42% · audit_id: tal_9f3c…
Built on proven rails & partnerships
Registered MSB GENIUS Act aligned PDAX Bridge — a Stripe company MCP-ready APIs Dual-rail: banking + stablecoins
One mission. Two engines.

The same mission we started with — now delivered agentically.

Talino.ai is the evolution of Talino Ventures. We still believe financial inclusion is built on rails, not promises. What changed: the people using those rails are now AI agents, and settlement itself can think.

Pillar 01

Agentic Finance

Financial infrastructure designed for AI agents as first-class customers. API-accessible and MCP-ready, with policy guardrails, audit trails, and compliance built into every call — so autonomous software can spend, settle, and reconcile under human-defined control.

Pillar 02

Stablecoins & Borderless Payments

Compliant stablecoin infrastructure that empowers global citizens to move money across borders frictionlessly — remittances, payouts, treasury, and B2B settlement on regulated rails that connect directly to local banking.

The intersection

Stablecoins move the value. Agents move the decisions.

Neither pillar is the product. The product is what happens where they overlap: money that can think, and intelligence that can pay — legally, instantly, everywhere.

ARTIFICIAL INTELLIGENCE reason · decide · act STABLECOIN RAILS settle · hold · transmit AGENTIC FINANCE talino.ai
AI × settlement

Agents that can pay

An LLM closes a supplier deal and the stablecoin payout executes itself — under policy, with receipts. Reasoning becomes remittance.

AI × liquidity

Rails that think back

Corridor intelligence chooses route, rail, and FX per transaction — cost like the stablecoin leg, certainty like a central bank.

AI × trust

Compliance at machine speed

KYC, travel rule, and GENIUS-Act attestations emitted automatically on every transfer — audit trails no human has to write.

agent × agent

The agent economy

When your customers are software, they need 24/7 dollar-settlement with API-grade reliability. That economy runs on stablecoins.

AI × access

Inclusion, amplified

Voice and chat agents in local languages, guiding remitters onto stablecoin rails their rural bank already receives. Fintech inclusion at AI scale.

our stack

Where you come in

One integration puts both halves in your hands: MCP tools for your agents, compliant rails for your money — wired together from day one.

What we deliver

A full-stack foundation for programmable money.

Every Talino capability is API-first and agent-ready — usable by a treasury team today and by an autonomous settlement agent tomorrow.

01

Real-Time Payment Infrastructure

Banking rails woven together with stablecoin networks for faster, more inclusive, always-on settlement.

02

Open Banking APIs

Secure, developer-ready integrations that unlock interoperability and new financial products in weeks, not years.

03

Platform Banking Services

RegTech, Bank Micro Ledger, Payment Hub, and Global Gateway — a unified core designed for scale and compliance.

04

Agentic Settlement Layer

MCP tools, scoped agent keys, spend policy engines, and immutable audit trails that let AI act on money safely.

05

Fiat ↔ Digital Asset Bridges

On/off ramps with PDAX and Bridge (a Stripe company) for liquidity access and seamless interoperability.

06

Compliance as Code

MSB-grade reporting, GENIUS Act alignment, and KYC/AML checks executed inline — not as a human afterthought.

07

Corridor Orchestration

Least-cost, least-latency routing across rails, currencies, and partners for every single transaction.

08

Proven Deployment

Lived in production across rural banks, fintech startups, and embedded finance at global brands.

Dual-rail intelligence

Built for today’s banking and tomorrow’s finance.

One instruction in. The orchestration layer chooses the best path per transaction — regulated banking rails or stablecoin networks — without compromising compliance, speed, or scale.

AGENT / CLIENT POST /v1/payments TALINO CORE route · comply · settle audit every step STABLECOIN NETWORK 24/7 · seconds · low cost BANKING RAILS RTGS · instant payments compliance engine — MSB · GENIUS Act
1.8s
Median stablecoin settlement on tested corridors
up to 90%
Cost reduction vs. legacy correspondent routes
24/7
Always-on rails — no banking-hours ceiling
100%
Transactions with replayable compliance audit trail
From handshake to settlement

Agentic in four steps.

01

Connect

One API surface — REST, webhooks, and MCP tools. Your developers integrate it; your agents invoke it directly.

02

Set policy

Define who — human or agent — may move what, where, and under which controls. Limits, allowlists, and approvals live in code.

03

Route & comply

Talino Core evaluates cost, speed, and regulation per transaction and executes across banking and stablecoin rails automatically.

Developer surface

If it speaks MCP, it speaks Talino.

  • ✓ Agent tool-server with scoped, revocable credentials
  • ✓ Sandboxed test environment on live corridors
  • ✓ Idempotent payments API with replay-safe webhooks
  • ✓ Every action emits a signed, immutable audit record
mcp: talino/paymentsconnected
// register Talino as an MCP server (Claude, GPT, custom agents)
{
  "mcpServers": {
    "talino": {
      "url": "https://mcp.talino.ai/v1",
      "headers": { "Authorization": "Bearer tal_agent_…" }
    }
  }
}
// tools exposed: quote_payment · execute_payment
// · verify_beneficiary · reconcile · policy_status

Compliance is the feature, not the fine print.

As a registered Money Services Business (MSB), Talino operates within established financial compliance frameworks, giving partners confidence in our operational and reporting standards. Our alignment with the principles of the GENIUS Act reinforces our commitment to compliant digital asset innovation and responsible stablecoin infrastructure.

Registered MSBGENIUS Act alignedKYC / AML inlineTravel Rule readyImmutable audit logs
Talk to our team
Real-world impact

Proven rails, new intelligence.

From global brands to rural banks, our clients are at the heart of everything we create. The same deployments now gain an agentic layer.

Rural banking partner screenshot
Inclusive Fintech

Rural banks play a critical role in financial inclusion yet run on legacy systems. Talino modernizes core rails and pipes remittances and payouts straight into underserved communities.

agent> route remittance batch → 142 rural bank payout accounts
Fintech startup partner screenshot
Fintech Startups

Speed, flexibility, and regulatory clarity from day one. A modular infrastructure stack removes the complexity of building core financial systems from scratch.

agent> scaffold wallet + ledger + KYC in one sandbox call
Embedded finance partner screenshot
Embedded Finance

Offer payments, wallets, payouts, and now autonomous treasury directly inside your product — regulated financial capability without becoming a bank.

agent> sweep idle balances → yield rail before 23:00 UTC
“Talino Fintech Foundry is a financial inclusion platform — we merge traditional finance with next-generation rails to better serve the communities the legacy system forgot.”
— The Talino mission, carried forward from Talino Ventures
Ship the future of money

Your competitors are waiting for permission. Your agents shouldn’t have to.

Talk to the Talino.ai team about agentic rails, stablecoin infrastructure, or migrating your Talino Ventures integration forward.