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talino.ai / solutions
Solutions

Modular infrastructure for every kind of money mover.

Designed for financial institutions, fintech startups, and embedded finance partners, Talino simplifies the creation and scaling of financial products — now with an agentic layer and stablecoin rails from day one.

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Financial Institutions

Banks, rural banks & cooperatives

Rural banks play a critical role in financial inclusion yet often operate on legacy systems. Talino layers modern core rails — Bank Micro Ledger, Payment Hub, and Global Gateway — beneath existing interfaces, and pipes remittance volume straight into their books via stablecoin corridors.

Borderless inflowsMigration assessment
corridor: US → PH (rural bank payout)live
# legacy vs talino, same 1M USD/mo volume
legacy:  4.2 days float · 6.1% cost · 2 reconciliations
talino:  0.00002 days · 0.4–0.6% · auto-reconciled
impact:  faster credit access for 142 branches
Fintech Startups

Launch financial products in weeks

Fintech startups need speed, flexibility, and regulatory clarity from day one. Talino provides a modular infrastructure stack that removes the complexity of building core financial systems from scratch: wallets, ledgers, KYC, payouts, and now agent-accessible APIs — compose what you need, skip the rest.

Developer surfaceSandbox keys
scaffold --stack wallet,kyc,payoutssandbox
talino init remittance-app --stack=wallet,kyc,payouts
→ ledger provisioned (Bank Micro Ledger)
→ KYC flows wired (inline AML + sanctions)
→ payout rails: stablecoin + local bank
→ MCP tools registered for your agents
✓ sandbox live in 4 minutes
Embedded Finance

Regulated finance inside your product

Embedded finance allows platforms to offer payments, wallets, lending, and payouts directly within their products. Talino enables enterprises to embed regulated financial capabilities without becoming a bank — and lets AI features inside your app settle real value under policy.

Agentic settlementPartner program
your product, our railsembedded
# in-app assistant settles money natively
user> "pay my supplier and split the invoice"
agent> talino.execute_payment(split=[60,40])
       → policy ok · both legs settled · receipts sent
✓ zero UI rebuild — API + MCP under the hood
Global Citizens

Diaspora & borderless livelihoods

Talino Fintech Foundry is a fintech infrastructure platform focused on financial inclusion for emerging markets and diaspora communities. The agentic evolution keeps that north star: workers, creators, and small businesses get money that moves as borderlessly as they do.

How corridors workImpact stories
seconds
instead of days, for family remittances
any wallet
bank, e-wallet, rural bank, or cash-out — recipients choose
The platform behind every solution

One stack, composable modules.

MODULE

RegTech

KYC/AML, sanctions, travel rule, and MSB reporting executed inline.

MODULE

Bank Micro Ledger

Double-entry accounting core that agents can read, reconcile, and post to — under policy.

MODULE

Payment Hub

Orchestration across rails, partners, and currencies with least-cost routing.

MODULE

Global Gateway

The single API + MCP front door: open banking ready, developer-first, audit-native.

Not sure which module you need first?

A 30-minute architecture call maps your flows onto the stack — with a lane simulation for your top corridor.

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